Simulating retirement outcomes using real-world market paths and Monte Carlo techniques
One of the biggest challenges in retirement planning is understanding the uncertainty of future portfolio outcomes. Average returns alone tell us very little...
Do we really want less choice for Australian retirees?
Last week's conveniently ‘leaked’ government proposal on its plans to revolutionise retirement income for all Australians has brought retirement back into...
Defined returns fund can soften retiree pain in next market turn: Atlantic House
The market will turn at some point, which puts a number of dangers in front of retirees. Australians have historically been wary of structured products, but a...
Government, not super funds, should be guiding decumulation: Grattan
The inertia that rules the retirement system means bigger ideas are needed if members are going to get the best outcome in retirement. And with millions set to...
Franked yield bonanza keeps retirees from selling beloved bank stocks
Self-funded retirees understand the capital risk in holding the ‘big four’. It’s one they’re prepared to take knowing their effective grossed-up yields...
Advisers in the lurch as Clearview 'terminates' $1.5B WealthFoundations retirement product
Clearview and trustee ETSL have raised eyebrows and confused advisers by shifting the popular WealthFoundations super and pension product to investment...
Retirement income perceptions bear little relationship to reality
Peoples' notion of how they will fund their retirement habitually downplays the role of social security. Reflecting a lack of understanding about how the...
One way to avoid the sequencing risk ‘nightmare’
Nobody really cares about outperforming benchmarks – they want to make real money and avoid real losses. Atlantic House thinks it’s got the perfect way to...
Not all retirees impacted equally by cost of living surges: ABS
The cost of living increased across all indexes in the March 2024 quarter. But while employee households carried the brunt of higher prices, self-funded...
'The Golden Times' launches, covering retirement investing and lifestyle issues for Australians
The Inside Network is launching a new publication aimed at keeping retirement-age Australians informed about investing, with a host of content designed to help...
Retirement confidence has nothing to do with markets, but cost of living does
Markets may have outperformed in 2023 after a dour 2022, but it wasn't enough to lift confidence in retirement as cost of living pressures continued to cloud...